Groceries today. Glow-up tomorrow.

Velvet Pay isn’t just another credit card. It’s the first beauty-focused Visa that turns every purchase you make—anywhere you shop—into points for your next salon or spa treatment.
From groceries to getaways, every dollar moves you closer to your next glow-up.

The Essential Beauty Card

Velvet Pay helps you prioritize looking and feeling your best by rewarding everyday spending with beauty.
Earn points everywhere. Redeem exclusively at professional salons and spas nationwide.

Applying is Easy

Prequalify in private, instantly — with no impact on your credit score. Feel confident about your financial decisions from the very first step.
FUTURE OF Beauty Business

The Future of Beauty Rewards

Today, self-care is more than a luxury — it’s essential. Velvet Pay makes it effortless to invest in your wellbeing by turning everyday purchases into beauty rewards.

Apply in Minutes

Get started in just a few clicks. Begin earning points toward your next treatment as soon as you’re approved.

Ready, Set, Glow ✨

Your glow-up just became even more rewarding. Every purchase you make is a step toward your next salon or spa experience.

Earn Points on Every Purchase

Your Path To Beauty Continues Here

You invest in looking and feeling your best — now, it’s time to get rewarded for it. With Velvet Pay: