Growing Your Beauty Business? Cash Flow Shouldn’t Hold You Back.

Opening a new location, upgrading equipment, or expanding services can transform your salon or medspa—but it also requires capital. Traditional banks don’t understand beauty businesses, and financing can feel overwhelming with long approval times, hidden fees, and rigid terms.

At VelvetPay, we make getting the funds you need simple, fast, and tailored for the beauty industry—so you can focus on growth, not financial stress.

Why Beauty Business Owners Choose VelvetPay

The right financing can mean the difference between staying stagnant and unlocking your business’s full potential.

The bottom line? We help you secure the capital you need without the hassle—so you can focus on running and growing your beauty empire.

What Could You Achieve with VelvetPay?

Stop waiting—your dream salon or medspa is closer than you think.

How It Works –
Simple, Fast, Hassle-Free

Getting the funds you need has never been easier.

FAQs

Loan eligibility is based on a variety of factors related to your business, including your outstanding debt balance, business expenses and income, account history, payment frequency, and more. To get started on your loan offer click here.

Securely connecting your business bank account allows us to review your cash flow and determine your best loan offers.
Nope! We only conduct a soft pull of your credit report, which does not affect your personal credit score.
You will receive one or more loan offers within three business days of enrolling in the program if you qualify.
You will repay your loan with fixed, monthly payments. We will automatically deduct each payment from the business bank account you choose. Some customers may have an option to make payments as a fixed percentage of sales.
Yes! You can prepay your loan at any time without penalties.

You can track your outstanding balance, payment history, and other useful information in your funding portal. This information will begin to update as soon as you receive your funds. Click here to visit your funding portal.

Yes, we charge a $25 fee for each late payment and a $35 fee for each payment that returns due to insufficient funds in your business bank account.

Kanmon is a licensed business lender founded by a team with deep financial technology experience and backed by long-standing industry investors. Kanmon is a mission-driven company accelerating the growth of the economy by re-imagining access to commercial credit. This is why Velvet Pay has selected Kanmon as our trusted partner to offer funding to our customers. For more information about Kanmon, visit www.kanmon.com.

Velvet Pay Capital is powered by Kanmon. All loans are subject to credit approval. Your terms may vary. Velvet Pay Capital loans are issued by Kanmon. Loans are made pursuant to a Department of Financial Protection and Innovation California Lenders Law License. Read more about Kanmon here.